If you are in need of senior housing, it is important to explore your options based upon your income. You will also need to factor in whether or not you need any additional care in order to continue to live independently. Low income senior housing is available through federal and state programs, such as the Public Housing Program and the Housing Choice Voucher Program. Additionally, you may be able to take advantage of other community resources that may be available to you.

Senior citizen housing options also include assisted living facilities that provide additional care to seniors, but do not offer the around-the-clock care that is provided within nursing home facilities. Instead, these facilities provide aid to residents that wish to maintain their independence while commonly offering activities and additional services.

About Affordable Senior Housing Options

Subsidized senior housing assists qualifying senior citizens with the ability to retain independence while providing access to safe, decent and sanitary housing opportunities. The U.S. Department of Housing and Urban Development offer two different housing assistance programs that can reduce a senior citizen’s monthly rental costs: The Public Housing Program and the Housing Choice Voucher Program (commonly referred to as Section 8).

How to Find Senior Housing Near Me Through Section 8

Senior citizen housing does not need to be expensive. Most senior citizens have a limited income following retirement, resulting in a greater need for housing assistance as the cost of living has continued to rise.

The Housing Choice Voucher Program provides monthly financial assistance for qualifying senior citizens who are considered to be low to very low income. If approved for benefits, an applicant’s Public Housing Agency (PHA) provides payments directly to a landlord on the participant’s behalf. This reduces the amount that the qualifying senior must pay each month for rental costs.

You may qualify for this form of low income senior housing if you:

  • Are a U.S. citizen or you have a qualifying immigration status.
  • Are at least 62 years of age.
  • Meet income-related requirements that are based upon the median income for the county or metropolitan area.
  • Have a superb rental and personal history.

You can apply for Section 8 benefits by contacting your local PHA. If the PHA approves you for benefits, you may either receive benefits right away or be placed on a Section 8 waiting list for when additional funding becomes available.

How to Find Public Housing Program Low Income Senior Housing Near Me

Low income senior housing opportunities are available through the Public Housing Program. The Public Housing Program offers state-owned rental properties and units at a reduced rental price to qualifying seniors. The rental price of these units is based on several factors, including the applicant’s income and the community that the property resides within.

You may qualify for affordable senior housing through the Public Housing Program if you:

  • Are a U.S. citizen or you have a qualifying immigration status.
  • Are at least 62 years of age.
  • Meet income-related requirements that are based upon the median income for the county or metropolitan area.
  • Have a superb rental and personal history.

You can apply for benefits through the Public Housing Program by contacting your local Public Housing Agency. Your local agency can also refer you to additional resources that you might qualify for. If approved for low-income housing, you will either begin to receive assistance immediately or you will be placed on a waiting list, depending on housing availability.

Additional Subsidized Senior Housing Resources

If you are in need of senior housing, you can explore additional options and resources that you may qualify for by contacting Eldercare. Overseen by the U.S. Department of Health and Human Services (HHS), Eldercare guides senior citizens through state, federal and local assistance programs as well as provides referrals to other resources for housing, food and more.

Learn About Assisted Living Facilities

An assisted living facility is a type of housing available to seniors who strive to maintain their independence, but require minimal assistance with daily activities such as eating, dressing or bathing. These facilities offer seniors dwellings that are similar to apartments and may include several apartment amenities.

This form of senior citizen housing is similar to renting an apartment, except that additional assistance is available 24 hours a day, seven days per week. This way, residents can receive assistance with daily tasks and receive minor medical care services. However, these facilities are not designed to provide the level of medical care that a nursing home facility can provide.

Depending on the assisted living facility that you are interested in, you may receive additional services, such as:

  • Transportation services.
  • Healthcare management and monitoring.
  • Medication reminders.
  • Recreational and community activities.
  • Security services.

The Average Cost of Assisted Living Senior Citizen Housing

Assisted living facilities can vary in cost based upon location, the services offered at the facility and amenities. While these facilities tend to cost far less than a nursing home, they can become fairly pricey. In fact, assisted living facilities commonly cost between $20,000 and $50,000 a year. It is also worth knowing that select facilities may also include additional fees for certain services.

How to Find Assisted Living Facilities Near Me

If you are interested in living within an assisted living facility, you can learn more about the facilities within your community by contacting the U.S. Administration on Aging (AOA) at 800-677-1116. The administration can provide you with further information on these facilities as well as a list of locations within your area. Once you know the facilities within your area, you can contact the ones that you are interested in to learn more.

When considering assisted living facilities, it is important to view the facility before signing a lease. In doing so, you can ensure that you find a dwelling that feels like home to you. In addition to viewing a unit in person, experts recommend that you consider:

  • Whether or not the facility will provide services to adequately fit any needs that you may have.
  • The location of the facility.
  • Any state licensing reports that may be available.
  • Whether or not the facility has received any complaints through the Better Business Bureau.
  • The overall cost of living, including any additional fees that may arise from services.