The U.S. Department of Veterans Affairs VA health insurance program offers support to military personnel throughout the country. No matter where veterans are located in the United States, this program provides qualifying individuals with support to help them care for their medical needs. Through this veteran’s assistance program, health care is affordable and provides coverage for various conditions.
Veterans health insurance benefits are available to individuals in many different situations. Often, veterans who transfer to civilian life have conditions from their years of service that they need to treat. Additionally, these military personnel need a comprehensive care system that can support them after their service ends. For these reasons, veterans health care needs to be expansive and offer different types of coverage. The following sections explain how this insurance system works and how veterans can apply for benefits.
Learn About VA Health Insurance Requirements
Veteran health care insurance eligibility is based on applicants’ active duty experience. In fact, applicants need to have completed active duty service with the country’s air service, naval or military operations. Furthermore, veterans cannot receive VA health insurance if they were discharged from the military under dishonorable conditions.
Additionally, veterans who enlisted after September 7, 1980, or who began active duty after October 16, 1981, have additional eligibility requirements they need to meet. Generally, these individuals must have served 24 months continuously or the full amount of time during which they were supposed to be serving in active duty. This veterans insurance benefit can also be extended to individuals from the National Guard or Reserve who were required to serve in active duty due to a federal mandate.
What does veterans health insurance cover?
VA health insurance offers many different benefits. Depending on your needs, you can obtain the following types of coverage:
- General health – Veterans health insurance can allow you to have access to basic medical care and coverage. If you need routine preventative care, you can receive this coverage through this program.
- Dental – Dental insurance for veterans is managed through the VA Dental Insurance Program (VADIP). With this program, you can receive preventative, emergency and diagnostic services.
- Vision – VA health care also offers vision coverage to eligible enrollees. You can use your benefits to help you receive routine vision care, as well as support if you are blind.
- Mental health – VA mental health benefits offer assistance if you are suffering from post-traumatic stress disorder (PTSD), anxiety, depression or substance abuse.
Furthermore, remember that VA health benefits also make it possible for you to receive certain types of home health care. This coverage can also make it possible for you to afford specific forms of assisted living support. However, you need to have qualifying circumstances to receive these benefits. If you have dependents who are not eligible for VA health care, then you may want to consider other health insurance options for you and your family.
How to Apply for Veterans Insurance
There are several different ways you can apply for VA health insurance. If you have a secure internet connection, then the easiest way to apply for benefits is online. However, if you do not want to apply online or cannot use this method, you can also apply:
- In person at a VA medical center or VA clinic.
- By phone, if you call weekdays from 8 a.m. to 8 p.m.
- By mailing the enrollment application to the Health Eligibility Center in Atlanta, Georgia.
Regardless of how you apply for veterans health care benefits, you need to provide specific documents with your application. For example, you need to provide your discharge papers, which include documents such as DD-214. You should also submit documents regarding any prior health insurance coverage you have. You will also need to verify your household’s gross income for the previous year by submitting the appropriate financial documentation.