Social Security Disability Insurance (SSDI) is an important program for certain individuals who are out of work. Not every unemployed worker qualifies to receive SSDI benefits.
Usually, applicants need to be unable to perform standard job functions because they have a disability. The Social Security Administration (SSA) manages this program, which is available to applicants throughout the country.
Before you submit your Social Security Disability application, it is important that you understand how this program functions. You also need to make sure that you understand the steps you need to take to enroll. By taking the time to prepare beforehand, you can learn how to submit your SSDI application with few complications.
Learn About Social Security Disability Requirements
In order to receive Social Security Disability benefits, you need to qualify to enroll. Some SSDI eligibility requirements include:
- You have a disability that is recognized by the SSA.
- Your condition affects your ability to do the work you previously did, or you cannot adjust to other types of work.
- The disability you have will last one year or more, or it will result in your death.
- You worked enough and earned enough in previous years to qualify for benefits now.
How to Apply for Social Security Disability Benefits
There are several different methods you can use to apply for SSDI benefits.
No matter where you are located, you should be able to easily apply for enrollment. One of the most common ways to apply for benefits is by submitting your application in person at a Social Security Disability office. These facilities are the same as the general Social Security office, which you can also visit if you want to apply for additional benefits programs like Supplemental Security Income (SSI).
If you cannot visit an SSDI office, there are other ways you can apply for benefits. For example, you can apply for disability benefits by phone. You can also apply online. This option is especially appealing because you can:
- Apply from anywhere, so long as you have an internet connection.
- Take your time when filling out the application.
- Have more flexibility in terms of when you want to submit your materials.
Regardless of how you apply for Social Security Disability, make sure you do so as soon as you can. The quicker you submit your application, the quicker someone can determine if you qualify to receive benefits.
Information to Include in the Social Security Disability Application
When you are ready to apply for Social Security Disability benefits, there is specific information you need to include in your application. For example, you must provide:
- Your Social Security number (SSN).
- Contact information for doctors who provided treatment for you in relation to your disability.
- Information about the medicines you are currently taking.
- Any medical records and laboratory result you have.
- A summary of your work history, as well as a description outlining the types of tasks you completed in your roles.
- The most recent copy of your W-2 or other tax form.
If you do not have all of these documents when you are ready to submit your SSDI application, do not worry. Case workers can assist you with obtaining the information you need.
You should not wait to submit your application until you have all of the necessary paperwork. This will delay your request and the amount of time it takes for representatives to determine if you qualify for benefits.
How to Find a Social Security Disability Office Near You
Most cities and towns have a Social Security Disability office you can visit. Remember that these facilities are no different from general SSA offices. If you need help finding a facility near you, start by calling the SSA.
The representative you speak with can help you locate your nearest SSDI office. Alternatively, you can search for offices online. You should be able to find various offices in your area where you can go to apply for benefits.